1. We are asked to multiply the fractions and variables in the expression $$-\frac{1}{4} \times 3$$. 2. The multiplication of a fraction and a whole number is done by multiplying the numerator by the whole number and keeping the denominator the same. 3. Multiply the numerator: $$-1 \times 3 = -3$$. 4. Keep the denominator: $$4$$. 5. So, the product is $$-\frac{3}{4}$$. 6. Therefore, $$-\frac{1}{4} \times 3 = -\frac{3}{4}$$.