1. **State the problem:** Rita has $b. Sharon has 11.50 less than Rita. If Sharon has $h, express $h$ in terms of $b$. 2. **Write the relationship:** Since Sharon has 11.50 less than Rita, we subtract 11.50 from $b$ to find $h$. 3. **Formula:** $$h = b - 11.50$$ 4. **Explanation:** To find how much Sharon has, take the amount Rita has ($b$) and subtract 11.50 because Sharon has that much less. 5. **Final expression:** $$h = b - 11.50$$