1. **Problem statement:** We need to solve the problem where the variable $r$ is changed from 0.65 to 0.065. The original problem context is not fully given, but we will assume it involves substituting $r=0.065$ into a formula or expression. 2. **Formula and rules:** Since the original formula is not provided, let's assume a general formula involving $r$, for example, $A = P(1 + r)^t$ where $P$ and $t$ are constants. The key rule is to substitute the new value of $r$ correctly and simplify. 3. **Substitution:** Replace $r=0.65$ with $r=0.065$ in the formula. 4. **Intermediate work:** For example, if $P=100$ and $t=1$, then $$A = 100(1 + 0.065)^1 = 100(1.065) = 106.5$$ 5. **Explanation:** By reducing $r$ from 0.65 to 0.065, the growth factor decreases, resulting in a smaller final amount. 6. **Final answer:** The value with $r=0.065$ is $106.5$ (assuming $P=100$ and $t=1$). If you provide the exact formula, I can give a precise answer.