1. **Problem Statement:** Calculate the total monthly cost for two banking options based on the number of transactions and fees. 2. **Given:** - Total transactions: $23$ - Non-BMO Interac transactions: $3$ (assumed from the problem statement) 3. **Option 1: Chequing 'Plus'** - Monthly fee for first 10 transactions: $9.50$ - Additional transaction fee: $1.50$ per transaction beyond 10 - Non-BMO Interac transaction fee: $3.00$ each 4. **Calculate additional transactions:** $$23 - 10 = 13$$ additional transactions 5. **Calculate total cost for Option 1:** $$9.50 + (13 \times 1.50) + (3 \times 3.00)$$ $$= 9.50 + 19.50 + 9.00$$ $$= 38.00$$ 6. **Option 2: Chequing 'Performance'** - Monthly fee for first 20 transactions: $15.00$ - Additional transaction fee: $1.25$ per transaction beyond 20 - Non-BMO Interac transaction fee: $3.00$ each 7. **Calculate additional transactions:** $$23 - 20 = 3$$ additional transactions 8. **Calculate total cost for Option 2:** $$15.00 + (3 \times 1.25) + (3 \times 3.00)$$ $$= 15.00 + 3.75 + 9.00$$ $$= 27.75$$ **Final Answer:** - Option 1 total cost: $38.00$ - Option 2 total cost: $27.75$ Option 2 is cheaper for 23 transactions with 3 non-BMO Interac transactions.