1. **Problem:** Calculate all deductions and net pay for CCTTO, a government employee with a monthly salary of 88150, non-taxable allowance of 2000, and a basis loan of 4000. Deductions include SSS (9%), Philhealth, Pag-ibig, tax (approximate), and GSIS. 2. **Formulas and rules:** - SSS deduction = 9% of monthly salary - Philhealth and Pag-ibig are fixed or percentage-based; assume Philhealth = 3% of salary, Pag-ibig = 1% of salary - Tax is approximate; assume 20% of taxable income (salary minus non-taxable allowance and deductions) - GSIS deduction assumed as 9% of salary (same as SSS for simplicity) 3. **Calculations:** - SSS = 0.09 \times 88150 = 7933.5 - GSIS = 0.09 \times 88150 = 7933.5 - Philhealth = 0.03 \times 88150 = 2644.5 - Pag-ibig = 0.01 \times 88150 = 881.5 - Total deductions before tax and loan = 7933.5 + 7933.5 + 2644.5 + 881.5 = 19393 - Taxable income = 88150 - 2000 - 19393 = 66757 - Tax = 0.20 \times 66757 = 13351.4 - Total deductions including tax and loan = 19393 + 13351.4 + 4000 = 36744.4 4. **Net pay:** - Gross income = 88150 + 2000 = 90150 - Net pay = 90150 - 36744.4 = 53405.6 --- **Final answer:** SSS = 7933.5 GSIS = 7933.5 Philhealth = 2644.5 Pag-ibig = 881.5 Tax = 13351.4 Loan = 4000 Net pay = 53405.6