📘 finance

1. **State the problem:** A 180-day non-interest-bearing note for 6000 dated 10 January 2026 is discounted on 5 April 2026 at a bank charging 9% discount. We need to find the proce

1. **State the problem:** Siti has a 4-month promissory note of 3000 with 9% annual interest. She discounts it on 15 March 2026 at a 12% discount rate. We need to find the proceeds

1. **State the problem:** We need to find the face value (principal) of a 90-day promissory note given the maturity value and the annual interest rate. 2. **Formula used:** The mat

1. **State the problem:** Lim issues a promissory note on 15 March 2026 for 5000 at 6% simple interest per annum with a term of 120 days. We need to find (a) the maturity date and

1. **State the problem:** Benjamin invests 66000 at an interest rate of $6\frac{3}{8}\%$ compounded annually.

1. **State the problem:** Jamar invests 110 at 2\frac{1}{8}% interest compounded quarterly.

1. **State the problem:** Calculate the monthly installment payments for a 30-year adjustable rate mortgage with a loan amount of 60000, initial interest rate of 10% for year 1, an

1. The problem is to understand and solve a finance-related math question, but since no specific problem is given, let's consider a common finance problem: calculating compound int

1. The problem is to write the formula for the true multistage H model used to determine the fair value of a stock. 2. The H model is a dividend discount model that assumes a gradu

1. **Problem statement:** A person borrows 18000 with repayment in 4 equal principal installments and pays interest every 3 months at 8% annual rate. 2. **Formula and rules:**

1. The problem asks: How long in years will ₱12,000 earn ₱3,600 at 10% simple interest? 2. The formula for simple interest is:

1. **Problem Statement:** Kiwanda Ltd wants to decide between two machines, Pesi and Ikea, costing 6,000,000 and 7,000,000 respectively. We need to calculate the Net Present Value

1. **Problem Statement:** Calculate the price of a debenture with principal Shs 1,000, term 20 years, semi-annual payments, for market interest rates 20%, 16%, and 12%. 2. **Formul

1. **Problem Statement:** Calculate the payback period for Company XYZ's project which costs 80,000 and generates returns over 6 years as follows: Year 1: 20,000, Year 2: 30,000, Y

1. **Problem Statement:** You want to decide whether to invest Rs. 300000 in equipment that generates Rs. 55000 annually for 8 years and can be sold for Rs. 80000 at the end of yea

1. **State the problem:** Company F must decide whether to invest now or delay investment by 1 year. We compare the Net Present Value (NPV) of investing now versus investing after

1. **Stating the problem:** Farah wants to buy a laptop with a cash price of 4500.

1. **State the problem:** Lina bought a smart TV with a down payment of 300 and 12 monthly payments of 245. The dealer charges 7% per annum simple interest on the original balance.

1. **State the problem:** Determine if Project C is profitable given an initial investment of 150000 and cash inflows over 4 years with a required rate of return of 10%. 2. **Formu

1. **State the problem:** We need to calculate the Net Present Value (NPV) of two projects, A and B, given their cash flows over 3 years and a discount rate of 10%. The NPV helps d

1. **Problem Statement:** Calculate the discounted payback period for an investment costing 200000 with expected cash flows of 60000 each year for 4 years and a discount rate of 10