1. The problem is to calculate the area of a circle using $\pi = 3.14$. 2. The formula for the area of a circle is $$A = \pi r^2$$ where $r$ is the radius. 3. Substitute $\pi = 3.14$ into the formula. 4. If the radius $r$ is given, plug in the value and calculate the area. 5. For example, if $r = 5$, then $$A = 3.14 \times 5^2 = 3.14 \times 25 = 78.5$$. 6. This means the area of the circle is 78.5 square units.